How to Apply for Social Security Disability

To apply for SSDI or SSI: (1) Gather documentation — medical records, work history, doctor contacts. (2) Apply online at ssa.gov, by phone (1-800-772-1213), or in person at your local SSA office.

(3) Wait for initial decision (3–6 months). (4) If denied, request reconsideration within 60 days.

(5) If denied again, request a hearing before an Administrative Law Judge (ALJ). (6) If denied at hearing, appeal to the Appeals Council, then federal court. About 67% of initial applications are denied — persistence is essential..